This is one of my biggest soap box issues For decades, financial advisers have relied on a tool called risk profiling - a questionnaire that supposedly reveals how much volatility, uncertainty, and potential loss a client can “tolerate.” On paper, it sounds perfectly reasonable. In practice? It’s one of the biggest misconceptions the financial advice industry has ever created. And that’s saying something! The Problem With Risk Profiling Let’s start with the obvious: I’ve neve

How confident are you about your financial future? Take the Accumulator Scorecard and get instant clarity on where you stand. The Accumulator Scorecard is still evolving – and that’s intentional. I’m building 3 Scorecards (depending on which life stage you fall into) through real-world use and real-world feedback from people just like you. Even though they’re not the ‘final version’, they already do something incredibly valuable: they give you clarity. Clarity about what you

It's never too early or too late to have a plan. Estate planning isn’t just for the ultra-wealthy or the elderly, it’s for anyone who has people and assets they care about. Simply put, an estate plan is a strategy for managing and distributing everything you're responsible for when you’re no longer able to do so yourself.   Let’s dive into the essentials of what an estate plan includes, why it's crucial to have one, and how to make sure all your important information is in on

Don't ever be in the position of saying, "where did all the money go?" Imagine it: one day, you’re minding your own business, and then BAM you win the lottery, inherit a sizeable chunk of coin from a long lost Aunt, or receive an unexpected payout. Suddenly, you're holding a lot more money than you've ever have had to deal with before. But here's the thing: just as quickly as wealth can arrive, it can disappear if you’re not careful.   It’s a well-known fact that many lotter

Stop dreaming - Make the good life happen! Had enough of the daily grind? Do you dream of tossing your alarm clock and never sitting through another Zoom meeting? If the idea of working until you’re too old to enjoy life makes you shudder, here’s some good news.....and a plan. Before you quit your job to live in a caravan by the coast, let’s talk about how to actually retire in style without needing to win Powerball. You don’t have to be a financial genius. You just need a fe

Real value often lies beneath the surface When it comes to financial advice, many people understandably want to know: “What am I getting...

Let's face it: money is often a taboo subject. Whether it’s at dinner parties or casual gatherings, people seem more comfortable...

This pair of Jordan 1 1985's were recently advertised on eBay for US $49,999 Let me say this upfront:  I’m not suggesting you dump your...

The past couple of weeks have been traumatic….. to say the least. The issue? Ageing parents and the challenge of making sure they’re safe...

You get to choose with the right support In the quest for financial security, many people are vulnerable to the allure of smooth-talking...