See where you’re secure, where you’re exposed, and what will give you more certainty in retirement. Retirement is supposed to be about freedom from worry. Yet many retirees tell me the same thing regardless of how much they have: “I think I’m okay… but I’m not totally sure.” That grey area is uncomfortable. And it’s exactly why we're developing the Retiree Scorecard - a simple way to check how confident and secure you actually feel about your money. Not just on spreadsheets

Get a clearer picture of where you’re on track and where a few small tweaks could boost your retirement certainty. If you’re 55 or older and still working, you’re entering one of the most important stages of your financial life. Not because you’re “running out of time”… but because the decisions you make in the next few years will shape the lifestyle, flexibility and peace of mind you enjoy for decades. I’m developing a Pre-Retirement Scorecard  specifically for people in you

Every investor has been taught - either by an adviser, a fund manager, or the financial media - that volatility equals risk and is therefore a bad thing. If your balance goes up and down a lot, you’re “high risk.” If it barely moves, you’re “low risk.” Sounds tidy. Sounds scientific. Sounds like something an MBA would put on a whiteboard. But in the real world? Volatility is one of the least important  risks faced by everyday investors. The real dangers are far more practical