55+ and Still Working? Help Me Refine This Pre-Retirement Scorecard (and Get Clarity on Your Next Steps)
- David Haseldine
- 5 days ago
- 3 min read
If you’re 55 or older and still working, you’re entering one of the most important stages of your financial life. Not because you’re “running out of time”… but because the decisions you make in the next few years will shape the lifestyle, flexibility and peace of mind you enjoy for decades.
I’m developing a Pre-Retirement Scorecard specifically for people in your situation - and it’s still a work in progress. I’m deliberately shaping it using real feedback, real questions and real concerns from Australians approaching retirement.
Whether or not we ever work together, this Scorecard is designed to give you immediate value: a clear snapshot of where you’re on track, where you may be exposed, and where a few small tweaks could create significantly more certainty.
The Big Questions Everyone Has at This Stage
If you’re like most people I speak with between 55 and 65, you probably have at least a few of these questions rattling around:
“Will my super actually be enough?”
“When can I realistically retire and what does ‘retire’ even look like for me?”
“How does the Age Pension fit into things?”
“What happens if interest rates stay high… or my investments don’t behave?”
“Should I pay off the mortgage first, or top-up super?”
“What if I retire and then realise I wasn’t ready?”
These are big, legitimate questions - and the Scorecard is designed to help you get clearer on each one without needing a full financial plan or hours of research.
Why I Want Your Help Shaping This Tool
This Scorecard isn’t being created in a boardroom. It’s being shaped by real people walking the pre-retirement path right now.
When you complete it, you’ll have the option to share feedback with us: What felt useful? What felt confusing? What’s missing?
Your input will directly influence how we refine the final version.
Because your experience isn’t just your experience - it helps build a resource that can support potentially thousands of Australians entering retirement with more certainty and confidence.
How the Scorecard Helps (Even If We Never Speak)
You don’t need to book a meeting with me to get value from this. When you finish the Scorecard, you’ll walk away with:
A list of specific focus areas to strengthen over the next 12 months
Clear insights into where you’re already doing well
Potential blind spots that may have flown under the radar
Simple next steps you can take on your own or with your current adviser
A sense of control - not hope, not guesswork, but clarity
Think of it as a pre-retirement health check: private, practical and genuinely useful.
Turn It Into a Yearly Check-In Ritual
Retirement planning isn’t a “set-and-forget” exercise. Your super balance moves, markets move, tax rules shift, and life keeps… well, life-ing.
That’s why I recommend making the Scorecard a simple annual ritual.
Retake it:
Every 12 months
After major changes like downsizing, paying off debt or changing jobs
Or anytime you want a clearer picture of where you stand
Tracking your results each year gives you something most people entering retirement never have: measurable progress toward certainty.
Ready to Try the First Version?
Start with your first Pre-Retirement Scorecard today → Go to Link
Save your result, and come back in 12 months to see how your financial certainty has shifted.
If you'd like, I can now also draft:
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